With the downturn in the economy being such a hot topic in the news, there seems to be a ton of articles about financial management, everything from cool new software for your iPod, to basic tips on financial management, tips on how to create a budget, to the value of using online banking.
Even though 2009 will probably have a strong focus on the importance of financial management, it is important to remember that strong financial planning and budgeting is important throughout your entire life, not just when times are bad. Having a strong understanding of your finances to build a strong budget and plan helps to ensure that you stay on track, regardless of how good or bad the economy is doing.
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Although I believe financial management will take a pronounced role in peoples lives in 2009, Risk management will be the major trend in corporate North America